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Our Process

Coming up with a solid financial plan means doing some homework—both on your part and on my part. From examining your current situation, to setting goals, to deciding how to measure your progress, I am uniquely qualified to take you through the financial planning process. In six steps, you and I will:

1. Agree on how to work together.  I will explain the services I provide and define each of your responsibilities. Along with compensation, we will discuss how long the professional relationship will last and how you and I will make decisions.

2. Gather information about your finances and set goals. You and I will talk about your current financial situation and gather any necessary documents. Together, we will define your personal and financial goals, including timeframes. We will also discuss your comfort level when it comes to taking financial risks.

3. Analyze and strategize. I will take all your finances into account and determine how to meet your goals. My analysis may cover your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

4. Develop recommendations. Next, I will go over his financial recommendations, explaining the rationale so you can make informed decisions. I will address your questions and concerns and revise my recommendations if necessary.

5. Put plan into motion. You and I will need to agree on how the recommendations will be carried out. I may carry out the recommendations myself or serve as your coach, coordinating the process with you and other professionals, like attorneys or stockbrokers.

6. Monitor progress and stay on track.   As you work towards your goals, you and I will need to decide who will monitor your progress to make sure you’re staying on track. If I am  in charge of monitoring, then I will communicate with you several times per year after reviewing your situation and making any necessary adjustments to my recommendations. We work as a team to pursue your goals.